Thursday, November 29, 2018Your parents are getting older. You worry they may not be as skilled behind the wheel like they used to be. In situations like this, many people want to know what to do. And, how do you know when your senior loved one is no longer safe behind the wheel? Your auto insurance provider needs to know this information as well. READ MORE >>
Tuesday, November 27, 2018Every year, plan a meeting with your business insurance agent. Discuss the types of risks your company faces, their changes, and any claims. Then, upgrade your liability insurance. Though not always necessary, an annual review is critical to know what your risks are. READ MORE >>
Tuesday, November 27, 2018Car insurance can get expensive, particularly in a large risk pool like Texas. Every cost-conscious driver, therefore, wants to keep their overall premium price manageable. One of the most common ways to do so is to see if you can get any discounts on your policy. Discounts are often easy ways to knock a chunk of cost off your premium. READ MORE >>
Wednesday, November 21, 2018Many homeowners are adding smart thermostats to their property. This can be a good addition. It may reduce your home’s heating and cooling costs. Yet, thermostats like this do not always reduce home insurance costs. The details are in the way the thermostat functions. READ MORE >>
Tuesday, November 20, 2018If you file a flood insurance claim, your agent will likely talk to you about a deductible. This is your financial responsibility for flood damage that most policies include. Thus, you should be ready to pay it when it arises. Still, don’t let your deductible scare you. READ MORE >>
Tuesday, November 20, 2018Owning a vehicle is a big responsibility. Even if you never take it out onto the road, it tends to be a good decision to maintain proper auto insurance on it. This can help protect your investment. However, the laws on this differ from one state to the next. A vehicle not on the road may not legally have to have coverage. READ MORE >>
Thursday, November 15, 2018Why does your home insurance agent need to know if you have an ill loved one? Most often, they do not need this information. However, they do need to know if the home is vacant. A vacant home is a high risk to insurers. If the home’s owner cannot live there for some time, you may see your insurance drop off. READ MORE >>
Tuesday, November 13, 2018Business insurance provides financial protection from losses you cannot control. This includes vandalism to your landscape in many cases. However, there are limitations to how much coverage you have as well as when this type of coverage applies. If you are unsure about any type of incident, contact your agent. READ MORE >>
Tuesday, November 13, 2018Living in a rural area means you probably have a fair degree of seclusion from your neighbors. While that provides a good amount of privacy, it also creates a few safety hazards. If something were to go wrong, it might be very hard for you to get help. READ MORE >>
Thursday, November 8, 2018Home insurance is one of the best tools to help you when accidents happen. But it does not always cover losses related to wear and tear. Your windows need routine care to minimize risks to them over time. And, sometimes, the water damage created by your windows can be significant. READ MORE >>
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